Know Why Healthcare discount cards are Essential in This Era - ProCare HealthPlans, Inc

 

Healthcare discount cards and discount prescriptions are provided by companies. On diagnostic tests, doctor consultation, and even medicine they promise to give discounts between 30-50% s.

Healthcare discount cards are quite similar to loyalty cards. You have to pay a membership fee and the company that offers the card will help you in getting discounts on hospitalization and non-hospitalization-related expenses. Discount card providers offer more customers to hospitals, diagnostic centers, and doctors. In return, customers who have a healthcare discount card, provide discounts. For customers, the card provider does the bargaining.

They offer prescriptions on care at home, dental care, diagnostic services, cost of medicine, and OPD and doctor consultation fees. In some cases, the discount is extended to treatment that requires hospitalization and even ambulance charges. This is very beneficial.

Individuals can avail the benefits, a couple, or by a family of up to four members. For additional members, extra charges will be applied.

Things you need to know

When you are looking for a discount card remember the following points:

Provider background: In India healthcare discount cards are not yet popular. There are a couple of established names and a maximum of them are new. First, check whether the company is registered or not.

Second, check the background of the company. This is a highly specialized service and a company that has exposure to the healthcare sector will be a better choice.

Check the network: There is a need for discount card companies to collaborate with a lot of diagnostic centers, hospitals, clinics, and chemists which will be useful to you in the future. So, have a check to their network of service providers. Compared to the discount the cost of travel and the inconvenience should weigh in less than the discount.

Cost-benefit analysis: Make sure that the price of the card is not more than the savings that you are making from discounts. Calculate the average cost you incur if you or someone in your family needs frequent medical help and compare it with the cost of getting a discount card. You must also ensure that discount prescriptions are offered.